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Trusted business partner

Funding topower yourbusiness growth.

Whether you're handling today's priorities or preparing for what's next, High Card Capital keeps your cash flow one step ahead.

Two restaurant owners smiling in their dining room
Wire confirmationFunded
$150,000
To
Restaurant · Columbus, OH
Product
Term Loan
Applied → funded
26 hours

“The money hit before the weekend rush.”

Low ratesFlexible termsSecureApply fast

Funding optionsthat are built for you.

Funded

$100M+

Excellent Rated

Trustpilot

Businesses Served

2,000+

See why businesses choose us.

Easy process

One application, one advisor, start to finish.

Same-day funding

Money can land the day you’re approved.

A real partner

One advisor who knows your business, start to finish.

Ready when you are

Your funding, three steps away.

  1. Apply in two minutes.
  2. Choose an option.
  3. Get your funds.

Preview of the High Card application on a phone: a two-minute application, then written funding options with an advisor, then a same-day wire confirmation.

Client stories

Funding that treats you like family.

At HighCard not only do you enjoy simple 2-minute applications and funding within an average of 1-3 days, but we also come to the table, homework in hand, with all available options and advice on the best path forward for your business. If you’ve been denied from other lenders we find out why and create plans to help you get on track to get financed.

“SBA paperwork terrified me. My advisor walked me through every page — and the rate still beat the banks.”
Mark S.Erie, PA · March 2025
“The equity was just sitting in the building. Now it’s a second location across town.”
Dana W.Scottsdale, AZ · June 2025
“Applied Tuesday, three options Wednesday, funded Thursday. Nobody made me chase them.”
Carlos M.Fort Worth, TX · September 2025
“Two banks said no. High Card found out why, fixed it, and got us funded within the week.”
Angela R.Columbus, OH · November 2025
“One advisor, start to finish. She knew our numbers better than we did.”
James K.Nashville, TN · January 2026
“Slow season used to mean sleepless nights. Now we draw when we need it and sleep fine.”
Renee P.Boise, ID · April 2026
A farm owner checking irrigation data on a tablet in his field

Are we a match?

Most of our businesses check these boxes.

  • 3+Months time in business
  • $5K+ in monthly revenue
  • Low to High Credit
  • Any industry, all 50 states

You’ve got questions, we’ve got answers.

How does a loan with High Card work?

Complete a quick online application to determine your business’s eligibility, or do it over the phone. Once it’s filled out, your estimated loan terms can be customized by adjusting the amount and duration. After you select the loan that fits and the application is complete, you’re prompted to electronically sign a contract emailed to you, and the funds are wired into your account shortly thereafter.

I’m already indebted to another company. Can you still help me?

Usually, yes. Depending on the numbers, that’s either a consolidation that replaces expensive daily-payment debt with something saner, or a second position layered carefully on top of what exists. Bring your current statements and your advisor will map the exits with you.

What factors are you taking into account?

Many data points go into your rate and terms: time in business, monthly revenue, the health and consistency of your deposits, and credit history among them. Revenue and steady cash flow carry the most weight, so a less-than-perfect score rarely rules you out.

What interest amount am I paying?

There are various products we work with, and APRs will vary from 12% and up. Many data points go into the rates and terms, but all of it is presented transparently before any agreements are drawn up.

How much money will my business qualify for?

Every business is different, but typically we’re able to fund approximately 10% of your annual revenue. Of course, that’s an oversimplified answer, and the best way to determine how much you’d receive is to apply.

Let’s get in touch.

We are available for our client 24/7. If you need business funding, we can be reached here:

See how much you qualify for.