HELOC.
Turn your home equity into revolving business capital, up to 90% of its value.
620 minimum FICO.
No appraisal required.
Get StartedSee how much you qualify for.
Funded
$100M+
Excellent Rated
Trustpilot
Businesses Served
2,000+
Your equity, on standby.
A revolving line backed by your home’s equity. Draw what you need, repay, and draw again, paying interest only on what you use. Here is what the terms look like.
Rate7 – 11% APR
Term5 – 30 Years
Loan to ValueUp to 90% CLTV
AppraisalNo Appraisal
Speed5 Days
Draw StructureRevolving Line
PaymentsMonthly
Credit CheckSoft Pull
PrepaymentNo Penalties
Use of FundsBusiness Use
Why it makes sense
The cheapest capital you will ever tap.
- Consolidating debt
- Smoothing out cash flow
- Growing at the lowest rate
- Paying for what you use

Straight answers, before you apply.
01
What credit score do I need?
620 minimum FICO
02
Do I have to draw it all?
Only what you need
03
How fast can I close?
As fast as 5 days
04
Will you handle the paperwork?
Yes, start to finish
HELOC Calculator
$1,000,000
$100,000
Estimated max line
$800,000
MortgageAvailable HELOC
Based on up to 90% combined loan to value. Final approval depends on credit, income, and property verification.
What our clients are saying.
Let’s get in touch.
We are available for our client 24/7. If you need business funding, we can be reached here:
- Phone(800) 000-0000
- Emailinfo@highcardcapital.com



