(800) 000-0000info@highcardcapital.comApply

HELOC.

Turn your home equity into revolving business capital, up to 90% of its value.

620 minimum FICO.

No appraisal required.

Get Started

See how much you qualify for.

Funded
$100M+
Excellent Rated
Trustpilot
Businesses Served
2,000+

Your equity, on standby.

A revolving line backed by your home’s equity. Draw what you need, repay, and draw again, paying interest only on what you use. Here is what the terms look like.

Rate7 – 11% APR
Term5 – 30 Years
Loan to ValueUp to 90% CLTV
AppraisalNo Appraisal
Speed5 Days
Draw StructureRevolving Line
PaymentsMonthly
Credit CheckSoft Pull
PrepaymentNo Penalties
Use of FundsBusiness Use

Why it makes sense

The cheapest capital you will ever tap.

  • Consolidating debt
  • Smoothing out cash flow
  • Growing at the lowest rate
  • Paying for what you use
Get Started
A laptop on a desk showing a business funding dashboard

Straight answers, before you apply.

01

What credit score do I need?

620 minimum FICO

02

Do I have to draw it all?

Only what you need

03

How fast can I close?

As fast as 5 days

04

Will you handle the paperwork?

Yes, start to finish

HELOC Calculator

$1,000,000
$100,000
Estimated max line
$800,000
MortgageAvailable HELOC

Based on up to 90% combined loan to value. Final approval depends on credit, income, and property verification.

Industries we back.

A medical professional using modern equipment with a patientMedical
A construction worker with crossed arms on a job siteConstruction
A chef plating a dish in a busy restaurant kitchenRestaurants
A green open sign hanging in a shop windowRetail

What our clients are saying.

Funding landed in days, not weeks. The team shaped the loan around my slow season instead of forcing me into a box.
Maria R.Retail, Texas
I was turned down twice before. Here I got a real decision fast and the funds to finally buy the equipment I needed.
Devon M.Automotive, Ohio
They funded my crew's new gear right before the busy season hit. Fast decision and terms that fit how my jobs actually get paid.
James T.Construction, Georgia
No mountains of paperwork, just a short application and a few statements. Simple, fast, and no surprises along the way.
Priya S.Medical, Florida

Let’s get in touch.

We are available for our client 24/7. If you need business funding, we can be reached here:

See how much you qualify for.